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Shop insurance can protect your shop against claims and legal costs arising from a customer who injures themselves or whose property is damaged while on your shop’s premises. Shop insurance can also include employers’ liability insurance, which is a legal requirement if you employ staff and protects your shop against claims if an employee falls ill or is injured as a result of working at the shop.
Your shop is your livelihood, so it makes sense to ensure you have the right cover in place to protect you against anything that might affect your ability to do business. You may have stock on the premises, which needs protecting against theft and damage. You’ll also need to consider what cover is required to protect against claims from members of the public in the shop. It’s also worth thinking about what would happen if you had to close the shop for a period, for whatever reason. What would be the implications of a few days or even weeks without trading? Here are a few of the different types of insurance you might want to consider to help protect your shop and keep it running smoothly:
All you need to do is start a quote with us and we’ll help you find the most competitive prices for the various kinds of cover you might need for your shop.
Take a look at some of our guides: