Is third party insurance always the cheapest cover?
No, although many people often assume that third party car insurance will be the cheapest as it offers the minimum level of cover. However, market changes mean that often this isn’t necessarily the case.
The type of car insurance that’s cheapest for you will depend on your personal information. For example, how old you are and where you live. It will also depend on the make and model of your car, the insurance group it is in, how much your car is worth and how many miles a year you drive.
What we can tell you though is what it costs, on average, for our customers. Based on our recent data, 50% of people had a quote of £1,572.72** for third party car insurance, while for third party fire and theft it was £1,029.61**. For a fully comprehensive policy, though, 50% of people had a quote of £718.30**. So, you could get more car insurance cover for less money.