Young driver car insurance


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plus Limited Editions Disney Frozen toy.† 

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How to get the best car insurance for young drivers

So, the test is finally passed and you’re no longer a learner driver but you’re a long way from being over 50 with the benefits this tends to bring to insurance premiums. Youth is on your side and while that’s not necessarily the best thing when it comes to insurance prices, you still want the best deal for your car, van or motorbike premiums. Breakdown cover might not be a bad idea too since you’re probably not yet earning enough to splash out of state-of-the-art wheels (you might even be a student and strapped for cash). Never fear, our handy guide will show you how to get the right cover at the right price for you as you embark on your motoring career. 

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Frequently thought questions

We do appreciate that questions about comparing young drivers car insurance prices are a little too boring to be asked, but they can be thought.


So we’ve compiled the following simple answers to questions frequently thought, about finding the best quote when comparing car insurance.

Why compare young drivers insurance with comparethemarket.com?

We independently compare 115 of some of the UK’s top and trusted car insurance companies to provide new and young drivers with car insurance deals.

 

There’s just a handful of questions to answer about you and your car. Then you’ll have access to vehicle insurance deals in no time.

 

We’ll then show you policies based on price, policy cover level, add-ons or annual or monthly payment terms – helping you compare based on your needs.

 

And that’s not all, buying car insurance through comparethemarket.com means you get MEERKAT MOVIES*. This will give you 2 for 1 cinema tickets on Tuesdays or Wednesdays, every week, for a whole year.

What type of car insurance is best for young drivers?

There are a number of different car insurance policies around. Picking the best policy for a young driver will depend on your specific circumstances. Broadly, there are three main types of cover for a young driver to consider.

 

Third-party. A third party policy will cover you for any damage you cause to other people and their property.

 

Third-party fire and theft. A third party fire and theft policy will cover the same as a third party policy, as well as include cover for the theft of your vehicle or damage by fire.

 

Comprehensive. A comprehensive policy will include all the cover of a third party fire and theft policy, as well as cover you for damage to yourself and your car. It is typically the most expensive type of policy (but not always, so it is worth comparing your options).

The Simples Guide to Car Insurance

Can I save money with a joint policy?

The term ‘joint policy’ is actually a bit misleading. Young drivers can sometimes save a bit of money by adding a more experienced driver to their policy (as long as they plan on using the car). The main driver must still be the person who does most of the driving though.

 

Is a higher voluntary excess better?

As a young driver you’ll know you typically face higher premiums. Choosing a larger voluntary excess is one way a young driver can get cheaper car insurance. Just make sure you can afford the excess if you need to make a claim as you will need to pay the voluntary excess you choose, as well as the compulsory excess set by the provider.

 

Are black box policies good?

One way for young drivers to save is to get a telematics or ‘black box’ policy. These come with a little device that monitors your driving habits. Safe driver? You could see savings.

 

How does my name and job affect my quote?

If you’ve just passed your test, you’ll be keen to get on the road. But accuracy matters even when shopping around, so don’t rush things. Using incorrect or inaccurate information when getting a quote will fetch you an invalid quote.