If your child becomes ill, child health insurance is designed to pay out, covering the cost of the treatment needed. While plans differ, having child health insurance could mean:
Child health insurance is not a replacement for NHS care, and certainly doesn’t stop you from using NHS services for free – it means that in certain situations your child is covered for private medical care.
There are various kinds of child health insurance - it’s quite a complex area. When you compare with us, you’ll talk with a specialist who can help you understand what’s on offer. Here are a few of the options you might have:
With all plans, the care your child is covered for will have conditions and limits. Be sure to consider carefully before you buy and check the T&Cs.
Because policies vary so much in terms of what they cover, it’s hard to give an exact figure. Policies don’t have to be expensive. Using our comparison service will help you find deals from a range of providers, allowing you to compare prices and features to find the right deal. You can often reduce the monthly payment by agreeing to pay a higher excess. Just make sure you can afford to pay the excess should you need to make a claim.
Here are some of the key things to be aware of when choosing a policy.
When you compare child health insurance quotes with us we take a few details from you and get a company called Family Insurance Services to give you a call. Their expertise can help you decide which one of the various child health insurance plans will be right for your family. They can get you some quotes based on your exact circumstances, and you can ask questions to find out whether child health insurance would suit you. It’s fast and easy – and most importantly, talking with an expert reassures you that you’re getting the cover your child needs.
Take a look at some of our guides: