Buildings insurance covers the structure of your home – the roof, walls, ceilings, floor, doors and windows – as well as any permanent fixtures and fittings, such as your kitchen or bathroom. It also covers pipes, cables and drains that belong to your house.
Contents insurance insures the type of possessions you could take with you when you move home.
Insurance providers often bundle together buildings and contents insurance under the generic term ‘home insurance’. It can often be more economical, and less hassle, to buy the two together.