Have I estimated the value of my contents accurately?
To make sure you have the right amount of cover, you’ll need to estimate how much your possessions are worth. That means a total value of all your possessions, not just the more valuable items.
The best way to estimate the value of your home contents is to move from room to room in your house, listing everything you’d consider a possession. When getting a quote with us we will help you estimate the value of your contents with our contents calculator tool. For example think about:
- tech gadgets
- clothes and shoes
- garden furniture
You don’t need to include any fixtures and fittings – the walls, windows and roof, fitted wardrobes, built in appliances, the kitchen and bathroom suites – as these are covered under a buildings insurance policy. But remember to include curtains and carpets, as these are typically covered by your contents insurance. Check they are going to be included on the policy you are considering taking out.
Once you’ve made your list, calculate the value of each item you’ve listed and add up the total. Try to be as accurate as possible.
Get more detail in our guide: How to estimate the value of your home contents.