Life Insurance Calculator


Find out how much cover you need

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Frequently asked questions

  • How does the calculator work?
  • How much cover do I need?

How does the calculator work?

We simply ask you to provide:

  • How much you’d like to leave to your dependents  
  • The balance on your outstanding mortgage, if you have one
  • Any future costs, such as credit card payments or funeral expenses
  • Details of any existing life cover you have, which would pay out if you pass away


Once we’ve got these details, you’ll be halfway to a more tailored quote for life insurance that could ensure the financial security of the people you care about most.

How much cover do I need?

That’s a difficult question, because while it’s crucial that your life insurance premium is high enough to meet your family’s needs in the future – including anything from your children’s education fees, to your funeral costs and other bills –  you don’t want to fork out for a costly premium that’s higher than it needs to be.

Our life insurance hub has a wide range of information that will cut through the jargon of this tricky subject. You can find more on: what age might be best to take out a life insurance policy; how you might be able to reduce the cost of your insurance; and full details on all of the different types of life insurance available.

Or, start a calculation now and see if you could get a quote that works for you.

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