Will I be accepted for sick pay insurance?
This is will come down to your personal circumstances and the insurance provider. Some providers boast “Guaranteed acceptance for nearly all occupations”, however that doesn’t provide a definitive guarantee.
While you may find a provider that actually guarantees acceptance, this doesn’t necessarily mean their policy is the right option for you. Each insurance provider will judge risk in their own way, meaning that you will get different quotes from different providers. Always be sure to read your policy carefully to ensure that you have the cover that best suits your needs.