money

Mortgage calculator

Our mortgage calculator is a quick and easy way to help you work out how much you could borrow. The actual amount you could borrow will depend on a number of factors, including the amount of deposit you have, any outstanding credit commitments and your monthly outgoing.

 

Once you have an idea of how much you can afford, our simple mortgage tables will show you what your monthly payments are likely to be for the duration of the initial rate period and once you move into the standard rate period.

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How much could I borrow?


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Do you have any other guaranteed income?

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Do you have any other guaranteed income?

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You could obtain a mortgage between

£152,500 to £225,500

based on standard mortgage lending criteria*

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Your monthly payments could be...

£523.50

Total amount payable: £1

Includes £1 of interest.

Repayments: 300 monthly payments of £1 at 2% over 25 years. This excludes all fees.


How much could you afford?

A mortgage of

£152,500 at 2%

a monthly sum over 25 years

£423.15

That's 8% of your pre-tax salary

A mortgage of

£185,000 at 2%

a monthly sum over 25 years

£523.15

That's 15% of your pre-tax salary

A mortgage of

£225,000 at 2%

a monthly sum over 25 years

£723.15

That's 25% of your pre-tax salary

The breakdown illustrating how much you could afford uses the low, mid and high multiplication of your pre tax salary to illustrate your potential mortgage, the monthly payments and how much this is as a % of your pre tax salary. This is purely a guide for illustration purposes only to support you in your decision making.


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