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It can be very upsetting if your cat or kitten gets ill or has an accident and needs emergency vet treatment. It can also be a potentially expensive time, because if you don’t have the right pet insurance in place, you’ll have to pay for treatment out of your own pocket. And what sized bill could you be faced with? Well, the average pet insurance claim has topped £750, according to the latest figures from the Association of British Insurers (ABI). Here are some examples of vet fees for cat treatments:
You can insure your cat from as little as £60.96 a year for lifetime cover, based on Compare the Market data in November 2018. Lifetime cover is typically the most expensive type of pet insurance; choose an accident only policy and it’s likely to be cheaper.
Here are some illnesses that could affect your feline friend:
Vomiting and diarrhoea – these often go away by themselves, but if they don’t you’ll need to take your cat to the vet.Feline lower urinary tract disease (FLUTD) is most commonly caused by bacterial infections. Your vet may prescribe antibiotics or surgery, depending on the cause of the problem. Upper respiratory infections – these come from bacterial and viral infections. Treatment will usually involve antibiotics.Eye problems – whether it’s conjunctivitis, cataracts or glaucoma, your vet may treat these conditions with eye drops or surgery. Diabetes – just like humans, cats can suffer from type 1 and type 2 diabetes. Treatment involves administering insulin injections daily and regulating your cat's diet.
There are four main types of insurance for cats:
Here are a few things to look out for:
Yes, you can find a pet insurance policy for an older cat, but the premium is likely to be more expensive as older cats tend to need more medical care. There could also be more conditions or restrictions attached to the policy. And be aware that insurance providers won’t cover any pre-existing conditions your cat has when you take out the policy.
Use our comparison service to find cat insurance that’s right for you. Just tell us a few details about your cat and we’ll show you different quotes and cover types so you can compare prices and policy details to find insurance that’s purrfect for you and your cat.
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