Pedigree dogs can be expensive, so you’ll want to make sure that you have the right pet insurance protection, especially as these dogs are often considered to be more at risk of developing hereditary conditions. Here’s all you need to know about insurance for your pedigree dog.
The RSPCA defines a pedigree dog as the puppy of two dogs of the same breed, which is eligible for registration with a recognised club or society that maintain a register for dogs of that description.
According to the most recent figures from the Kennel Club, Britain’s top 5 pedigree dogs are the Labrador, the Cocker Spaniel, the French Bulldog, the Pug and the English Springer Spaniel.
The average annual cost to insure a pedigree dog is £67.06** based on all four types of pet insurance, according to Compare the Market data from November 2018. You may find that a pedigree dog is more expensive to cover than an ordinary dog because they can be more susceptible to certain illnesses.
Cost of pet insurance for pedigree dog breeds**
Cavalier King Charles Spaniel
English Bull Dog
**Based on Compare the Market data in November 2018.
Research by the People’s Dispensary for Sick Animals (PDSA) found that the total cost of having a dog (including insurance) is £21,000-£33,000 for life, depending on size and breed.
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Pedigrees, also known as a ‘purebreds’, can be some of the most expensive pets to insure as they can be more prone to illness than crossbreeds.
Some of the most popular pedigree dogs can be prone to hereditary conditions:
Besides vet bills, you might want your pedigree dog insurance policy to include cover for:
See more on what vet fees pet insurance can cover
There are four main types of pet insurance cover
The owners of valuable and loved pedigree dogs may choose to opt for the lifetime insurance as this generally offers the most comprehensive cover and some types of pet insurance aren't suitable for pre-existing conditions that can crop up in pedigree animals with hereditary illnesses.
See more detail about these four types of pet insurance.
There are 5 things that may affect the cost of your premium:
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