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Annual travel insurance (also known as multi-trip travel insurance) is an insurance policy designed for people who make two or more business trips or holidays in 12 months. Its benefits include:
We can help you compare annual travel insurance and find the right cover for your needs.
Annual travel cover could be a good solution for anyone who makes two or more trips in 12 months. But for those just taking a one-off holiday, single trip cover might be better. According to our figures, 50% of people could achieve a single trip travel insurance quote of £5 for a one-week trip to Europe compared to an annual travel insurance quote of £7 for Europe, based on Compare the Market data in May 2018. That means if you travel once a year, a single-trip policy could be cost-efficient. However, if you travel two or more times a year, you’ll probably save money by signing up for an annual multi-trip policy.
It’s up to you. If you’ll be making numerous trips, it’s advisable to double check the small print on your insurance provider’s policy though in case there’s a maximum trip limit, as all policies vary.
Typical annual travel insurance cover normally stipulates that each of your holidays can’t exceed a certain number of days – normally 31. However, you can find policies for 60 or even 90 days. If you intend to be away for longer, then look for a long stay policy.
This depends on your age and the level of cover you’re going for. Typically, providers of annual travel insurance cover people aged 19-75, and the maximum trip duration is usually 31 days or 60 days, depending on the cover you’re purchasing. The maximum duration for flyers aged between 66-75 years old is usually around 21 days. It can be a little tricky to get an extension. Insurance providers usually suggest you take out a single trip policy to cover you if you need to stay longer than the time limits specified in your policy.
A typical travel insurance policy, including annual trip cover, should protect you against:
If you’re intending to do any sports or adventure activities you may want to look at:
All you need to do is compare annual travel insurance and we’ll show you quotes to help you find the deal that’s right for you. Get a quote in minutes.