Are all my trips ATOL protected?
They should be, in the UK at least. Every travel company in the UK has to have ATOL protection, for which they pay £2.50 into the scheme per person booked on to a holiday. As a consumer, it costs you nothing.
But just because it’s legally required, that doesn’t mean that all companies have it. Always look for the ATOL logo before you book and ask the company if you aren’t sure.
Booking with a travel firm based somewhere else in Europe is different – they’re under no obligation to provide ATOL protection or ABTA insurance.
EU legislation does say they have to provide protection for your money, but it’s down to the protection authority in that country. Check with the Civil Aviation Authority to see if your travel company has ATOL protection.