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A family travel insurance policy typically covers one or two adults who live at the same address, plus at least one child (up to a maximum of eight children) aged 18 or under who permanently lives with you.
Regardless of how your family is made up, always read the policy details carefully. Some policies may not cover family members who are travelling separately or children accompanied by a non-family member. And check what the policy says about children who don’t permanently live with you, such as stepchildren.
Family travel insurance could be a great-value option for you. It’s also simple – one policy that will cover the whole family is easier than buying individual policies for each family member. If you buy family travel insurance you may also get:
Family travel insurance can cover you for lost luggage, cancelled holidays and any medical care you or your family might need when abroad. If you don’t have insurance and you or a member of your family falls ill or has an accident, you’ll be expected to pay for the cost of treatment yourself – and healthcare costs abroad can spiral out of control. For example, according to the Association of British Insurers, when a 12-year-old girl caught pneumonia on a school trip it cost £32,000 to pay for a four-day hospital stay to treat her. Today, the average medical claim is £1,300, while the average cost of annual cost travel insurance policy is £37.
You can choose family travel insurance for a single trip or, if you take more than one family break a year, annual travel insurance You can also choose a policy based on where you’re going:
Yes. There are a few things to be aware of:
All good family travel insurance policies will share certain ‘must-have’ features, including:
Yes. To get a quote, we’ll ask you a few questions about your family’s health and get you to add any pre-existing medical conditions.
We can help you find the right family travel cover policy for you and your family. Just give us a few details about your trip and the family members you want to cover and get a quote in minutes. Compare family travel insurance now