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Whether you’re an avid golfer or are just planning a few informal rounds during a beach holiday, you’ll need to make sure you have the right travel insurance to cover you and your expensive golf clubs on the greens.
Golf holiday insurance can cover green fees if an accident, sickness or bad weather prevents you from being able to play, as well as any damages, loss or theft of your golf clubs while you are away.
If you’re off to the USA, Spain, Portugal or another golfing paradise, here’s what you need to know ahead of your trip.
Yes. Golf travel insurance can be included in a single trip or annual trip policy.
The level of golf cover offered in a standard travel insurance policy will be outlined in your documents and it’s important to give you a peace of mind when it comes to transporting your golf clubs. If you’re in doubt that what you’re being offered will cover you for golf, then you could shop around for a specialist golf travel insurance policy from another provider, as this will have extra cover especially designed for golfers.
A typical golf travel insurance policy can include:
Hole-in-one indemnity. Some providers even cover the cost of the round of drinks in the clubhouse if you hit a hole-in-one and want to celebrate in style!
If you are travelling together with fellow golfers, it might be worth seeing if it makes sense to get group travel insurance. If you’re planning any other activities during your trip – such as biking, winter sports or rock climbing – it’s worth checking what’s covered by your policy. Don’t forget that travel insurance might also cover you if your trip is cancelled or cut short or if flights are missed or delayed. So it’s always better to arrange travel insurance straight after booking your trip. Going away for more than 60 consecutive days? Then you may find that backpacker insurance with additional sports cover may be a better option for you.
If you’re considering golf travel insurance and you have a pre-existing medical condition, you’ll need to tell your insurance provider about it. While a medical condition could mean that your premium may cost you a little more, not declaring it could invalidate your entire policy.
The right insurance for your golfing holiday will depend on a number of things. A great starting point could be to explore your options with our comparison service.
If you can’t find a provider that meets the level of cover you need – depending on things such as where you’re going, the equipment you’re bringing, and how much you’re planning to play – then it may be time to shop around elsewhere for a specialist golf travel insurance provider. Compare travel insurance deals in minutes.